Bengaluru · Scale, reliability, and speed
I work across fintech, platform engineering, distributed systems, and AI infrastructure, turning ambitious product ideas into systems that are practical to ship, auditable to operate, and resilient enough to keep evolving.
Core Work
Designing API-first platforms, service boundaries, onboarding flows, and integration frameworks that let product teams move quickly without weakening the system underneath.
Built around service ownership, provider-agnostic integrations, and migration paths that keep platforms adaptable.
Building payments and risk systems where money movement, reconciliation, regulatory expectations, audit trails, and operational trust are part of the architecture from day one.
Experience across multicurrency payments, Google payments risk workflows, and compliance-heavy EMI readiness.
Raising throughput, hardening disaster recovery, improving release paths, and reducing operational friction for platforms that need to stay correct under growth and failure.
Scaled gateway throughput up to 9K RPS while strengthening disaster recovery and reducing release cycles from days to hours.
Turning AI capabilities into dependable product infrastructure, with clear system boundaries, measurable behavior, controlled failure modes, and operational discipline beyond the first working prototype.
Building production AI platform layers across agent orchestration, context providers, executable tool paths, and cost observability.
Experience
Mar 2025 – Present
Architect
Architecting consumer fintech and AI platform systems where product speed, reliability, infrastructure discipline, and operational trust have to move together.
Nov 2022 – Mar 2025
Engineering Lead
Built and led a 4-engineer team while shaping an API-first payments platform for businesses to hold, receive, and transfer funds across 60+ currencies.
Mar 2020 – Nov 2022
Software Engineer
Designed and delivered core capabilities for the Global Payments Risk Platform across signal ingestion, review workflows, platform APIs, and migration strategy.
Mar 2017 – Mar 2020
Lead Platform Engineer
Led platform and exploratory engineering across payments, fraud, analytics, blockchain, and stablecoin initiatives.
Sep 2015 – Feb 2017
Chief Architect
Joined as a founding team member and Chief Architect, leading a 4-engineer team while building the core platform from the ground up.
Jul 2014 – Sep 2015
Software Engineer, Office for Android
Worked across Office on Android, exploratory messaging concepts, and immersive presentation prototypes.
Jun 2013 – Aug 2013
SDE Intern
Modernized an internal Perl-based tool by redesigning and rebuilding its interface with Ruby on Rails, jQuery, and Amazon UI.
Skills
Stack at a glance
Blog
January 13, 2015
Bit Coins — Emerging Digital Currency
A short early note on digital currency, Bitcoin, and why programmable money was starting to matter.
January 23, 2015
Google Cardboard — It's Just the Beginning
A hands-on reaction to accessible virtual reality and the feeling of seeing immersive computing become real.
January 27, 2015
Microsoft's HoloLens — Sci Fi to Technology
A look at HoloLens, spatial computing, and the shift from science-fiction interfaces to practical technology.
Bookshelf
Contact
Best reached by email. I am also around on LinkedIn and X for thoughtful conversations on engineering, products, books, and the systems behind them.